Minimum Essential Coverage (MEC) Plans

An Alternative to High Cost

PAI’s Minimum Essential Coverage (MEC) Wellness/Preventive Benefit Plans are cost-effective plans that provide an alternative to the high costs of healthcare. 

Covered Preventive Health Services

The ACA mandates which preventive services must be included in a MEC plan. There are three sets of free preventive services. Select the links below to see a list of covered services for each group.

For Adults


  • Abdominal Aortic aneurysm one-time screening for men between 65 and 75 who have ever smoked
  • Alcohol misuse screening and counseling
  • Aspirin use for men over 45 and women over 55 

See list of full services for adults

For Women Only


  • Anemia screening on a routine basis for pregnant women
  • Bacteriuria urinary tract or other infection screening for pregnant women at 12 weeks or during the first prenatal visit
  • BRCA counseling about genetic testing for women at higher risk

See list of full services for women

For Children


  • Alcohol and drug use assessments for adolescents
  • Autism screening at 18 and 24 months
  • Behavioral assessments for children from birth through age 17

See full list of services for children